Umbrella insurance serves as an “umbrella” or “excess liability coverage” over all of your linked personal insurance policies, providing additional liability coverage.
Umbrella insurance is extremely important when it comes to protecting your assets. Your homeowners, auto, and other personal insurance policies all have liability coverage limits. Sometimes those limits are not enough to cover an accident that you may be liable for. This is where umbrella insurance comes in.
Umbrella insurance helps to protect your assets that could be at risk in the event of a large liability claim that is over your coverage limits. Umbrella policies are very affordable and can give you peace of mind that you and your assets are well protected.